Euler Hermes Rating bewertet die Bonität der GEFA BANK GmbH weiterhin mit A-

Hamburg (ots) - Die Euler Hermes Rating GmbH bewertet die Bonität
und Zukunftsfähigkeit der GEFA BANK GmbH, Wuppertal, weiterhin mit
A-. Für die kommenden zwölf Monate erwartet die Ratingagentur eine
stabile Entwicklung des Ratings.

Das Geschäftsrisiko der GEFA BANK bewertet die Agentur hierbei
aufgrund der guten Marktposition als Objekt- und Absatzfinanzierer in
Deutschland sowie der hohen Branchen- und Objektkompetenz als
Voraussetzung für die fundierte Bewertung von Risiken und
Sicherheiten und unter Berücksichtigung der zunehmenden
Wettbewerbsintensität als moderat.

Das Finanzrisiko der GEFA BANK bewerten die Analysten als moderat.
Ausschlaggebend sind hierbei die gute Kapitalstruktur und
Risikotragfähigkeit sowie die gute finanzielle Flexibilität. Geplante
Gewinnausschüttungen im Rahmen der konzerninternen
Eigenkapitalallokation wurden von der Agentur im Rating
berücksichtigt und bewertet.

Positiv wirkt sich nach Einschätzung der Analysten der externe
Einfluss durch die Muttergesellschaft Société Générale S. A. und die
somit bestehenden Refinanzierungsmöglichkeiten auf das Rating aus.

Die GEFA BANK GmbH, Wuppertal gehört zu den führenden Anbietern
von Absatz- und Objektfinanzierungen in Deutschland. Neben dem
Kredit- und Leasinggeschäft bietet die GEFA Gruppe über
Tochtergesellschaften die Vermietung von Nutzfahrzeugen, insbesondere
von Lkw und Trailern sowie ergänzende Dienstleistungen an. Die GEFA
BANK GmbH erwirtschaftete im Geschäftsjahr 2017 mit 696 Mitarbeitern
und einer Bilanzsumme in Höhe von EUR 7,1 Mrd. Bruttoerträge von EUR
515,4 Mio. GEFA ist eine Tochtergesellschaft der französischen
Großbank Société Générale S. A.

Euler Hermes Rating GmbH ist gemäß der Verordnung (EG) Nr.
1060/2009 des Europäischen Parlaments und des Rates als Credit Rating
Agency (CRA) registriert sowie als External Credit Assessment
Institute (ECAI) durch die BaFin anerkannt.

Weitere Informationen zu Euler Hermes Rating GmbH unter
www.eulerhermes-rating.com

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