Euler Hermes Rating bestätigt Rating der GEFA BANK mit A-

Hamburg (ots) - Das seit 2011 bestehende Rating der GEFA BANK
wurde von Euler Hermes Rating erneut mit A- bestätigt. Zu den
ausschlaggebenden Faktoren für die Einschätzung gehören die führende
Marktposition der GEFA BANK als Objekt- und Absatzfinanzierer in
Deutschland, die gute Kapitalstruktur und Risikotragfähigkeit sowie
der positive Einfluss durch die Muttergesellschaft Société Générale
S. A.

Das Geschäftsrisiko der GEFA BANK bewerten die Analysten als
moderat bis leicht erhöht. Zu den für die Bewertung maßgebenden
Risiken gehören aus Sicht von Euler Hermes Rating hierbei die erhöhte
Konjunktursensivität, intensiver Wettbewerb, zunehmende Regulierung,
strukturelle Veränderungen des Marktumfeldes sowie ein hoher Anteil
von Nutzfahrzeugfinanzierungen am Kreditportfolio. Das Finanzrisiko
der GEFA BANK bewerten die Analysten aufgrund der guten
Kapitalstruktur, Risikotragfähigkeit und finanziellen Flexibilität
als moderat. Für die kommenden zwölf Monate erwartet die
Ratingagentur eine stabile Entwicklung des Ratings.

Die GEFA BANK GmbH, Wuppertal gehört zu den führenden Anbietern
von Absatz- und Objektfinanzierungen in Deutschland. Die GEFA BANK
GmbH erwirtschaftete im Geschäftsjahr 2018 mit 673 Mitarbeitern und
einer Bilanzsumme in Höhe von EUR 7,4 Mrd. Bruttoerträge von EUR
509,9 Mio. GEFA ist eine Tochtergesellschaft der französischen
Großbank Société Générale S. A.

Die Zusammenfassung des Ratingberichts sowie die relevante Rating
Methode sind auf www.eulerhermes-rating.com veröffentlicht.

Euler Hermes Rating (Euler Hermes Rating) wurde 2001 als
unabhängige europäische Ratingagentur der Euler Hermes und Allianz
Gruppe gegründet. Sie ist gemäß Verordnung (EG) Nr. 1060/2009 des
Europäischen Parlaments und Europäischen Rates als Credit Rating
Agency (CRA) registriert und wird als External Credit Assessment
Institution (ECAI) bei der European Banking Authority (EBA) geführt.
Euler Hermes Rating ist eine Tochtergesellschaft der Euler Hermes SA,
der weltweiten Marktführerin für Kreditversicherungen und ein
Unternehmen der Allianz SE.

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