EANS-News: OVB Holding AG / Demand for good consulting grows - OVB benefits

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Financial Figures/Balance Sheet

Köln (euro adhoc) - Demand for good consulting grows -
OVB benefits

In 2012 financial year, Group surpasses three million customers mark
for the first time

Number of consultants in Europe increases to 5,097

EBIT improved significantly by 73.0%

Dividend increase to EUR0.55 per share proposed

Target for 2013: Sales growth with further improved margin

Cologne/Frankfurt am Main, 26 March 2013 - In the 2012 financial
year, OVB Holding AG raised its operating income by 73% to EUR10.5
million (previous year: EUR6.1 million) and its EBIT margin from
2.7% to 4.9%, nearly doubling it. In a difficult overall market
environment, the only financial services provider operating
across Europe achieved new record figures in the number of
customers, consulting capacity and new contracts, continuing the
previous year's growth trend seamlessly. As of the end of 2012,
more than 3.0 million customers relied on the consulting services of
OVB. The number of consultants increased by 3.9% to 5,097. The
number of new contracts concluded also increased significantly by
12.0% to 587,140 (previous year: 523,733). The sales performance
was EUR214.7 million, virtually being held stable compared to the
previous year's figure (previous year: EUR222.1 million).

"With approximately 5,100 consultants, approximately 600,000 new
contracts and three million customers, OVB achieved three records
simultaneously in 2012. These results make clear people's great
need for consulting deriving from the urgent need for people
to assume responsibility for their own pension provision. From
several hundred thousand consulting interviews per year, we know
that contrary to public perception good multi-topic consulting
on a commission basis continues to meet with a high level of
acceptance among customers. In view of the ongoing discussion about
forms of remuneration in the financial services industry, many
consumers are even worried about whether they are still certain to
have access to good and above all affordable consulting", says
Michael Rentmeister, Chief Executive Officer of the OVB Group,
explaining the background to last year's success. "The feedback from
our customers clearly shows that our consulting approach and our
range of products meet people's needs. For this reason, we will
vigorously continue to pursue our course.

To allow us to provide even more customers in the markets in which
OVB has a presence with competent consulting in all matters
relating to private pension provision, we are focusing on our
successful business model as a 'company for entrepreneurs'. We are
also investing in one-stop financial consulting as well as the
qualification of our employees and in committing them to OVB for
the long term."

Consistently positive earnings performance in the segments

The Southern and Western Europe segment showed particularly
strong sales growth. In this segment, OVB increased total sales
commission by 16.0% to EUR26.8 million. Particularly in Italy and
Spain, OVB managed to achieve significant growth, contrary to the
macroeconomic trend. In the Central and Eastern Europe segment,
total sales commission stabilised following highly dynamic growth
in 2011, amounting to EUR121.1 million (previous year: EUR126.2
million). In the Germany segment, the total sales commission
collected in 2012 was EUR66.8 million, after EUR72.8 million in
the previous year.

All regional segments contributed to the considerable improvement in
operating income. In Central and Eastern Europe, EBIT rose from
EUR10.6 million to EUR11.6 million. In Germany, EBIT increased from
EUR6.1 million to EUR7.0 million. Southern and Western Europe, which
generated negative operating income of EUR2.4 million in the
previous year, achieved a break-even result in 2012.

Consolidated net income almost doubled, increasing from EUR4.2
million to EUR8.2 million, resulting in basic earnings of EUR0.57
per share (previous year: EUR0.29 with the same number of shares).
The Executive Board and Supervisory Board will propose to the
Annual General Meeting on 21 June 2013 that it adopt a
significant dividend increase to EUR0.55 per share for the 2012
financial year (previous year: EUR0.35).

In the current financial year 2013, OVB plans to improve its
sales and earnings. "Our presence in currently 14 countries in
Europe, whose citizens' need for private savings will increase in
the future, is an important factor in our success and makes us less
susceptible to country-specific developments. Based on this, we
offer our financial consultants unique, attractive
professional prospects Europe-wide", says Michael Rentmeister,
outlining his expectations for 2013.

About OVB Group

OVB Group, with its holding company headquartered in Cologne, is
one of the lead-ing European financial sales organisations. Since
its founding in 1970, customer-oriented consulting for private
households with regard to asset protection, asset building,
pension plans and real estate acquisition has been the focus of
OVB's business activities. OVB currently advises some 3.0 million
customers across Europe, working in cooperation with over 100
renowned product partners. OVB is presently active in 14
countries, with 5,097 full-time financial consultants working for
the Group. In 2012, OVB Holding AG and its subsidiaries generated
total sales commission of EUR214.7 million and EBIT of EUR10.5
million. OVB Holding AG has been listed on the Frankfurt Stock
Exchange (Prime Standard, ISIN DE0006286560) since July 2006.

The presentation of the annual results and the annual report
2012 can be downloaded from the Investor Relations section of
www.ovb.ag.

This press release is also available on the Internet at:
www.ovb.ag ( Press ( Press Releases

Key figures for the OVB business year 2012

|Key operating figures|Unit |2011 |2012 |Change |
|Clients (31/12) |Number |2.86 m |3.00 m |+ 4.9% |
|Financial advisors |Number |4,908 |5,097 |+ 3.9% |
|(31/12) | | | | |
|New business |Number |523,733 |587,140 |+ 12.0% |
|Total sales |Euro |222.1 |214.7 |- 3.3% |
|commission |million | | | |

|Key financial figures|Unit |2011 |2012 |Change |
|Earnings before |Euro |6.1 |10.5 |+ 73.0% |
|intrest and taxes |million | | | |
|(EBIT) | | | | |
|EBIT margin* |% |2.7 |4.9 |+ 2.2%-pts.|
|Conolidated net incom|Euro |4.2 |8.2 |+ 95.2% |
| |million | | | |
|Earnings per share |Euro |0.29 |0.57 |+ 96.6% |
|(undiluted) | | | | |
|Dividend per share*1 |Euro |0.35 |0.55 |+ 57.1% |

* Based on total sales commission
*1 For the relevant financial year, 2012 proposal

Key figures by region business year 2012

| |Unit |2011 |2012 |Change |
|Central and Eastern | | | | |
|Europe | | | | |
|Clients (31/12) |Number |1.89 m |2.00 m |+ 5.8% |
|Financial advisors |Number |3,226 |3,307 |+ 2.5% |
|(31/12) | | | | |
|Total sales |Euro |126.2 |121.1 |- 4.0% |
|commission |million | | | |
|EBIT |Euro |10.6 |11.6 |+ 9.4% |
| |million | | | |
|EBIT margin* |% |8.4 |9.6 |+ 1.2%-pts.|
|Germany | | | | |
|Clients (31/12) |Number |656,113 |626,059 |- 4.6% |
|Financial advisors |Number |1,319 |1,343 |+ 1.8% |
|(31/12) | | | | |
|Total sales |Euro |72.8 |66.8 |- 8.2% |
|commission |million | | | |
|EBIT |Euro |6.1 |7.0 |+ 14.8% |
| |million | | | |
|EBIT margin* |% |8.4 |10.5 |+ 2.1%-pts.|
|Southern and Western | | | | |
|Europe | | | | |
|Clients (31/12) |Number |308,298 |310,129 |+ 0.6% |
|Financial advisors |Number |363 |447 |+ 23.1% |
|(31/12) | | | | |
|Total sales |Euro |23.1 |26.8 |+ 16.0% |
|commission |million | | | |
|EBIT |Euro |-2.4 |0.0 |-% |
| |million | | | |
|EBIT margin* |% |-10.5 |0.0 |+10.5%-pts.|

* Based on total sales commission

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OVB Holding AG
Heumarkt 1
50667 Cologne
Germany

Contacts:

Brigitte Bonifer
Investor Relations
Phone: +49 (0)221 / 2015-288
Fax: +49 (0)221 / 2015-325
bbonifer@ovb.de

Antje Schweitzer
Public Relations
Phone: +49 (0)221 / 2015-153
Fax: +49 (0)221 / 2015-138
aschweitzer@ovb.de

Internet: www.ovb.ag

Further inquiry note:
Brigitte Bonifer
Investor Relations
Tel.: +49 (0)221 2015 288
E-Mail: bbonifer@ovb.de

end of announcement euro adhoc
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company: OVB Holding AG
Heumarkt 1
D-50667 Köln
phone: +49 (0)221 2015 0
FAX: +49 (0)221 2015 264
mail: ovb@ovb-holding.ag
WWW: www.ovb.ag
sector: Financial & Business Services
ISIN: DE0006286560
indexes: CDAX, Classic All Share, Prime All Share
stockmarkets: free trade: Berlin, München, Hamburg, Düsseldorf, Stuttgart,
regulated dealing/prime standard: Frankfurt
language: English